Preparing for retirement should ideally be a task that you want to start early. People who start early have plenty of time to save and …
How to Prepare for Retirement at 50 | Steps to Catch Up
Benefits of Personal Budgeting
We’ve constantly heard from our parents or peers “you need to budget”. But what does it actually mean to budget? What are the benefits of …
What is a Roth IRA vs Traditional IRA? | Which is Best
Regardless of your age, planning for retirement is a crucial part of life, especially if you’re older since you inevitably have less time to save. …
What to Do Before You Invest in a Stock | 7 Steps
If you feel like it’s the best time to start investing but you don’t know how or where to start, read forward so you can …
Dave Ramsey’s Credit Card Advice – Why he’s WRONG
Before I start getting hate comments, let me explain something. I love Dave Ramsey and I love how he works, what he does is amazing …
Difference of Credit Card to Debit Card – Should You Get a Credit Card?
Credit and debit cards can cause a big debate in the financial world. Several financial professionals of personal finance, among them Dave Ramsey, don’t recommend …
Index Fund vs Mutual Fund vs ETF – Know the Differences
There is a lot of confusion between each of these funds: Index Fund vs Mutual Fund vs ETF (Exchange Traded Fund). What’s the difference between …
Are Index Funds a Good Investment? – Why Warren Buffet Recommends
Index funds have become more popular among investors in the 21st century. Passive investing overall has become more popular to the point where passive management …
Capital Gains and Tax Brackets – How to Come Out Ahead
Taxes have many complexities that can sometimes sneak up on people. You might end up owing taxes or owing more than anticipated. It happens quite …
What is a Roth IRA for? – MUST Know
A lot of you may or may not be fairly familiar with a Roth IRA. It isn’t very common knowledge, not enough people know what …