Personal Finance

In one of my previous articles, I went over all the benefits of personal budgeting. With discipline and persistence, it can bring an immense level …

Very few people in the United States are familiar with something called a Sou Sou savings plan. It has several names, some are “SUSU”, “sou-sou”, …

An emergency fund is one of the single most important funds that contribute to your financial security, freedom, and independence. It is the key to …

Roth IRAs are one of the many great investment tools out there. Several financial experts out there consider a Roth IRA to be the best …

Preparing for retirement should ideally be a task that you want to start early. People who start early have plenty of time to save and …

We’ve constantly heard from our parents or peers “you need to budget”. But what does it actually mean to budget? What are the benefits of …

Before I start getting hate comments, let me explain something. I love Dave Ramsey and I love how he works, what he does is amazing …

Credit and debit cards can cause a big debate in the financial world. Several financial professionals of personal finance, among them Dave Ramsey, don’t recommend …